Loan for use agreement template
Lending an item free of charge for an agreed period, such as tools, equipment or a car, under the Slovak Civil Code
This document rests on a fixed pattern prepared by Paragrafo; it is not a law firm template. Its wording is not written by AI, only the details from the form are filled in. For a non-standard situation we recommend a solicitor.
Law in force as at
Zmluva o výpožičke
- I. Požičiavateľ
- II. Vypožičiavateľ
- III. Predmet výpožičky
- IV. Odovzdanie veci a doba výpožičky
- V. Užívanie veci
- VI. Vrátenie veci
Under a loan for use agreement the borrower gains the right to use an item free of charge for an agreed period. It differs from a lease precisely in that nothing is paid for the use.
The lender must hand the item over in a condition fit for proper use. The borrower may use it only properly and in line with the agreed purpose or the purpose it ordinarily serves, and unless agreed otherwise may not let anyone else use it.
The borrower returns the item as soon as it no longer needs it, at the latest by the end of the agreed period. The lender may ask for it back earlier if the borrower does not use it properly or uses it contrary to its purpose.
Who needs this document
- A neighbour or acquaintance lending tools, equipment or a trailer
- A parent lending a car to an adult child
- A company lending a customer a replacement device free of charge during a repair
- A club or school borrowing equipment free of charge
What the document must contain
- Precise identification of the lender and the borrower
- A description of the item that cannot be confused, for example with a serial number
- The period of the loan
- The purpose for which the item is lent, if it is to be used only for that
- Whether the borrower may let someone else use the item
Legal basis
Občiansky zákonník (Civil Code)
Governs the loan for use agreement, the duty to hand over the item in a condition fit for proper use, use of the item, the ban on letting someone else use it without agreement, and its return.
Most common mistakes
A loan without an agreed period
A loan for use is a right to use an item free of charge for an agreed period, and the borrower returns it at the latest at the end of that period. Without a set period it is unclear how long the borrower may keep it; the template therefore requires one.
The item ends up with a third person
Unless agreed otherwise, the borrower may not let anyone else use the item. If the lender agrees to that, it belongs in the agreement.
Use for another purpose
The borrower may use the item only properly and in line with the agreed purpose, otherwise the purpose it ordinarily serves. If it is used improperly or contrary to its purpose, the lender may ask for it back before the end of the agreed period.
Payment for the use
A loan for use is free of charge. If the use of an item is paid for, it is a lease, under which the lessor lets the item to the lessee for consideration.
Condition of the item not recorded
The borrower must protect the item from damage, loss or destruction. Recording its condition at handover makes it easier to assess later what happened to it during the loan.
Frequently asked questions
What is the difference between a loan for use and a loan?
In a loan for use a specific item is used and the same item is returned. In a loan the creditor hands over items determined by kind, especially money, and the debtor returns items of the same kind.
Must a loan for use agreement be in writing?
The Civil Code does not require written form for a loan for use. A written agreement nevertheless shows what was lent, for how long and in what condition.
Can the lender ask for the item back earlier?
Yes, if the borrower does not use it properly or uses it contrary to its purpose. Otherwise the borrower returns it as soon as it no longer needs it, at the latest at the end of the agreed period.
Loan for use agreement for your business
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